Cross-border books, kept by an AI you message

Every currency. Every company. One set of books.

Send a bank export (CSV or OFX) or a photo of a receipt in chat. finkpr writes it into balanced books and checks every entry before it is written. No bank connection, so nobody asks for your password.

Works in Telegram and WhatsApp. PDF statements are not built yet.

Balances · one book · sample data

Balanced
Sample balances: three entities by six currencies
EntityUSDEURSGDPHPCADGBP
Holdco LLCUS58,200.00 USD12,450.00 EURnonenonenonenone
Opco PteSG9,340.00 USDnone81,189.60 SGD1,245,600.00 PHPnonenone
PersonalCA−640.00 USDnonenonenone22,404.40 CAD3,870.25 GBP

Totals per currency — never added across

  • 66,900.00USD
  • 12,450.00EUR
  • 81,189.60SGD
  • 1,245,600.00PHP
  • 22,404.40CAD
  • 3,870.25GBP
Sample data. Three entities kept as separate account trees in one book; each can also have a book of its own.
  • Any currency

    Every amount keeps the currency it moved in. Totals stay per currency, never added across.

  • Any number of entities

    A book per company, or several in one book. Books are not counted against your plan.

  • Checked before it is written

    Unbalanced is refused, not saved. Ambiguous is flagged, not guessed.

  • 500 free AI credits

    Once you confirm your email. Starter is a real book, not a trial. No card, no expiry.

TelegramShipped
Not built

Confirm, Revise and Cancel buttons are not built. Today you type “confirm”.

Your bookBalanced
AccountUSD
Income+6,420.00
Transfers−2,000.00
Expenses−3,187.45
Net+1,232.55

25 entries · Assets:Bank:US
One book, whichever app you talk to it in. Sample figures.2

Net worth · book “XYZ” · 39 accounts1

  • 905.55CAD
  • 9,715.50PHP
  • 765.73USD

Three currencies, never added into one number.

One book, whatever shape you are

One set of books rather than three approximations.

finkpr records the amount, the currency it moved in, and the rate that valued it on the day it moved.

Any bank, any country

No integration list to be missing from

csv · ofx · qfx · pdf · a photo

Rates, held properly

Converted at a rate, on a date, from a source

2026-08-19 price EUR 1.0800 USD

Holdings and debts

Cost basis and lots, not a single balance

42 VWRL {98.40 EUR, 2026-03-11}

Your books, in the browser

See your books.

Balance sheet, income statement, and every transaction — all in one place, safe to view anytime.

Sample data

The book page as it is today, rendered from the app with a sample book — not a customer’s figures.

The finkpr book page with sample data: a book called Personal, status Active. Net worth 36,090.04 USD; assets 36,768.72 USD and 226.00 EUR; liabilities −678.68 USD; August so far −2,968.41 USD. Below, where the money went in August, and two charges the agent would not guess, left for you to check.

Several companies, one group view

Not built

Every company can have its own book today. The view that lists them together is not built.

Entity · sample dataCountryCurrencyCashStatus
Opco BVNLEUR412,880.00 EURActive
Holdco LLCUSUSD58,200.00 USDActive
PersonalCACAD24,310.00 CADPaused
Group, per currency — never added across412,880.00 EUR
58,200.00 USD
24,310.00 CAD

How it works

The whole system is four things.

01

A book appears

One click creates a private book.

02

You point something at it

A chat bot we host, the Claude plugin with your own key, or any MCP client.

03

You talk

“Here is August.” “What did I spend on infra in Q2?” “Book this receipt.”

04

The gate decides

Unbalanced is refused, not saved. Ambiguous is flagged, not guessed.

Refused
2026-08-14 * "Wire to PH bank"
  Assets:Bank:US  -1,000.00 USD
  Assets:Bank:PH  55,300.00 PHP

Nothing was written.

Your accountant

Your accountant works in the same book.

We’ll send an invite with the role you choose. Once they accept and sign in, they’ll have access.

  • Invite your accountant
    Shipped
  • Review and sign-off by a partner CPA

    Today only sharing exists. The review queue and closing a period are not built.

    Not built

Roles

  • OwnerFull control: manage access, view and edit everything.
  • AccountantCan view and edit the books. Cannot manage access.
  • ClientCan view the books, but not make changes.

Pricing

Nothing is locked behind a tier.

Every plan has every feature. What changes is how much you can do, not what you are allowed to do.

Starter

$0/mo

A real book, not a trial. No card, no expiry.

Free forever. No card, nothing expires.

Start free

Solo

$15/mo

One person’s books, kept without you thinking about it.

Billed monthly. Cancel whenever.

Get Solo →

Business

$29/mo

Small businesses, agencies and bookkeepers.

Billed monthly. Cancel whenever.

Get Business →

Including the rows where we lose.

Start with a free book.

A real book, not a trial. No card, no expiry.

  1. 1Recorded on 2026-09-08 with statements generated for a sample person: a US bank, a Philippine bank and a Canadian investment account. Synthetic money, a working ledger.
  2. 2The chat and the book page show sample figures. The file name, the 25 rows and the question to clarify come from that recording.